Chief Manager

HDFC Bank · Bengaluru, Karnataka

About this role

Responsibilities: • Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identifying segments, programs, locations, and profiles that are delinquent or working well. • Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc. ). • Identify trends by performing necessary analytics at various cuts for the Portfolio. • Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio. • Work with Product team and engineering team to help implement the Risk strategies. • Work with Data science team to effectively provide inputs on the key model variables and optimize the cutoff for various risk models. • Create a deep level of understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting. • Should have a good understanding of various unsecured credit products. • Should be able to understand the business problems and help convert them into the analytical solutions. Requirements: • Bachelor's degree in Computer Science, Engineering, or a related field from a top-tier institution (IIT/IIIT/NIT/BITS). • 3+ years of experience working in Data science/Risk Analytics/Risk Management with experience in building the models/Risk strategies or generating risk insights. • Proficiency in SQL and other analytical tools/scripting languages such as Python or R. • D